Capital One Platinum Prestige Credit Card Offers a Low APR That Doesn't Expire

Low APR credit card offers with 0% APR introductory rates are attractive to many people, but those attractive rates are only available for a limited time. After the cardholder has the plastic for an introductory period (often six to 12 months), the APR then jumps to a higher level. Those consumers who are tired of attractive intro APRs that vanish before they are finished paying off their credit card debt will appreciate the Capital One Platinum Prestige credit card.

Compare Low Interest Credit CardsFor the many consumers who revolve their credit card balance from month to month, the Capital One Platinum Prestige Card lets them know exactly what to expect: a low ongoing variable interest rate on purchases without the sudden spike in APR so common to low interest credit cards. And, the Capital One Platinum Prestige card doesn't just provide a low APR for purchases -- it also offers a low variable rate on balance transfers without any balance transfer fees. Those features make the Platinum Prestige card a great low interest credit card and a great balance transfer credit card.

But those aren't the only features that make Platinum Prestige such an excellent credit card. The card also provides zero fraud liability for lost or stolen cards, extended warranties on purchases, the ability to choose your own card design, and convenient online account servicing. And, all this comes without having to pay an annual fee. Plus, you don't have to worry about exceeding your limit on large purchases, thanks to the Platinum Prestige's credit limit -- which goes up to $20,000.

As a MasterCard, the Capital One Platinum Prestige credit card has some added benefits. Cardholders get collision, damage, and loss insurance on rental cars, 24-hour roadside assistance, emergency replacement card or cash advance if thier credit card is lost or stolen, and $100,000 worldwide automatic travel accident insurance.

Knowing all that, the next time you hear "What's in Your Wallet?" you might want to consider the Capital One Platinum Prestige Card.

By Jeremy Simon