Pet lovers now have a new way to show off their pet and earn pet related rewards.
Introducing the Bank of America Pet Rewards™ Platinum Plus Visa® Credit Card,
a credit card designed specifically for pet owners.
Bank Of America, US’s largest debit and credit card issuer as well as US’s largest commercial bank, merged with MBNA back in June 2005 to become what it is today. With advanced privacy policies and regulations, it is not only one of the most trusted companies, it is very profitable as well. Bank of America’s current goal to become the number one bank in the domestic market is already well on it’s way to succeeding. With the introduction of the Pet Rewards™ card,
you can now become a part of America’s largest company, plus save money, gain convenience and show off your pet!
Do you have a kitty or mutt that you just love to bits? With just a few clicks of your mouse,
you can customize your Bank Of America’s Pet Rewards™ Visa card with your favorite picture of your pet. Don’t have a pet but love animals? There are also 3 default pictures to choose
from when you sign up!
Need more bonuses? Earn while you spend! With every dollar that you charge on your Pet Rewards™ Visa card, you earn 1 point. Add that to the 500 points you receive just for signing up and start redeeming for your rewards! It’s easy now that you can start redeeming after only 750 points. For eligible pet related purchase you can earn 2 points for every dollar you spend. That includes veterinary clinics, pet food retailers, farm and feed stores, and neighborhood
pet specialty stores. The points can be used towards veterinary services, pet food discount certificates and shelter donations.
It gets better, with the Bank Of America’s Pet Rewards™ credit card, there is no need to
pay an annual fee, 0% fixed APR (annual percentage rate) for the first 6 months,
and no fees for balance transfers. Reap in even more benefits with this Platinum card
such as online banking services, Total Security Protection®, travel assistance, auto rental insurance…the list goes on!
Once you’ve received your credit card, you can apply for additional cards at no extra charge, order convenience cheques for free, as well as be covered for purchase replacements and purchase guards. It is just what you need for your peace of mind in today’s hectic world.
So what are you waiting for? Apply today and be ready to show off your loved one
while earning rewards! It is also available in Spanish, Braille, and large print.
By Jeremy Biberdorf , Article Source: http://www.Free-Articles-Zone.com
2007-08-23
Pet Rewards Visa Credit Card
Posted by creditcardgift at 21:48 0 comments
Labels: Credit Card
2007-08-11
wisconsincredit card processing terminal information
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Do 0% APR Credit Cards Really Save You Money?
We get them in our mailboxes nearly every day it seems. You know, those credit card offers for 0% APR. What started around 15 years ago as a gimmick promotion, has turned into the most common type of credit card offer. But, do these 0% APR credit cards actually save you much money on your balances? Let's see if we can find the answers.
The best way to save yourself a lot of money with your credit cards each month is to pay off the balance. You'll avoid any finance charges and interest expenses, etc. While this is the ideal way of handling your finances, for many people, they will carry a balance on their credit cards.
For those who do carry a monthly balance, let's take a look at your typical 0% APR credit card offer. I say typical because they can all have differences of course, but the most common will offer a 0% APR on balance transfers for the first 6 months. After that, the interest will go to a certain percentage. In our example, we will use 20%.
Let's say you currently have a $2,000 balance on a Visa card that has a 15% APR. Your interest expense for one full year would be $300. $2,000 X .15 = $300. Now, here is what a 0% APR credit card would look like.
$2000 X 0 (first 6 months) = 0
$2000 X .20 (after introductory rate) = $200
The cost is actually $400, but because it is only 6 months of interest charges you divide it by 2.
So, you have saved yourself $100 in interest charges by switching over to the 0% APR credit card. You could save even more if you carry an even higher balance.
There are some other important credit issues to keep in mind with these offers though.
-If the interest rates of the new 0% APR credit card are substantially higher after the introductory period than your current credit card, then this may not be a good deal for you.
-This offer may be a great short term credit solution, but keep in mind, paying off your monthly account balance should be your ultimate goal.
-Opening new credit card accounts and switching balances numerous times can have a negative effect on your credit report. Be sure to keep this in mind. Lenders look at this activity and raise red flags over the changes all the time.
0% APR credit cards are here to stay. They may be your answer to avoiding additional interest charges and paying off your balance. Just be sure to take your time and read over any credit card offer carefully. You want to be sure it will be beneficial to your financial future for years to come.
Posted by creditcardgift at 08:05 0 comments
Labels: Credit Card
What Is a 0 APR Credit Card?
It’s like the search for the Holy Grail. Before the days of King Arthur and the round table of Camelot, people have hunted for this holy relic and its promise of eternal life. Just the same, consumers the world over have searched for their lives for the holy grail of the credit card world: a card with 0 annual percentage rates, or no interest at all. Such a card could provide eternal shopping, and a life without fear of debt.
The reality of the situation, however, may be slightly different. Don’t get us wrong. A card with 0 annual percentage rate is a beautiful thing. It allows you to carry debt on the card without fear of swamping your finances with interest payments. On the other hand, the 0 annual percentage rate is not a free ride to spend to excess. After all, most of these 0 annual percentage rate, or 0 APR cards, have a time limit. The carriage, so to speak, eventually turns back into the pumpkin, and then you could be left holding the bag with a maxed out credit card and a new APR of, say, 22 percent.
So, what exactly is a 0 APR credit card? Is it such a great deal anymore, or should you not chase after the holy grail? It depends, as with any great decision. If you plan to be making a lot of heavy purchases soon—such as to decorate a new house—you may want to find yourself a 0 APR card, but do so with the understanding that you must be able to pay that baby off when the 0 annual percentage rate special wears off.
Don’t just jump at any 0 annual percentage rate card, though. There are always other considerations to make when you’re on the market for a new credit card. For instance, how widely is the new card going to be accepted. If you travel a lot, this is important to know. MasterCard and Visa are the two most widely accepted brands of cards on the market, with 17 million and 16.2 million locations respectively.
And of course, every credit card now has a rewards program. What sort of rewards programs would suit you best—one that involves cash back and discounts on every purchase, or would you rather earn points toward travel and other prizes? Plus, no matter what the rewards are, compare the ratio of earned points to dollars spent. The higher this ration, the better the rewards program is, no matter what the rewards are.
Lastly, check the fees on these 0 APR cards. Is there an annual fee, a cash transfer fee, late fees, stiff penalties, etc.? These also could help you make up your mind about the card.
Joshua Shapiro recommends Find Credit Cards for finding a 0 APR credit card. See http://www.findcreditcards.org/type/0-apr.php for more information.
Related Articles - 0 APR credit card, credit card,
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